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A coupon payment on a bond is the annual interest payment that the bondholder receives from the bond's issue date until it matures.. Coupons are normally described in terms of the coupon rate, which is calculated by adding the sum of coupons paid per year and dividing it by the bond's face value.For example, if a bond has a face value of $1,000 and a coupon rate of 5%, then it pays total ...